Private Health Fund CPAP Cover

You may be eligible for a rebate on your CPAP devices if you have private health cover, depending on your level of extras coverage. Please note every health fund may have different requirements; most have a minimum 12 months' waiting period and some require a Doctor's prescription and/or other documentation before approving your claim. Kindly contact your health fund before your purchase to find out the requirements for your level of coverage.

The table below is sourced from publicly available information and is provided for informational purposes only. It does not replace the information provided to you by your Health Fund specific to your coverage.

HEALTH FUND REBATE ITEM DESCRIPTION WAITING PERIOD LEVEL OF COVER REBATE AMOUNT ANNUAL LIMIT CONTACT
ACA Health Benefits Fund ACA Health Benefits Fund CPAP machine and accessorie 12 months Complete Ancillary Up to 80% of cost up to $1,200 5 year limit $1,200 1300 368 390
ahm Health Insurance ahm Health Insurance CPAP machine or BiPAP respirator 12 months Top Hospital Gold $600 1 per person every 5 continuous financial years 134 246
ahm Health Insurance ahm Health Insurance CPAP machine or BiPAP respirator mask and/or rental 12 months Top Hospital Gold $100 Combined per person per financial year 134 246
Australian Unity Health Limited Australian Unity Health Limited CPAP or BiPAP machines 12 months Advanced 80% Extras 80% of cost of item, up to combined maximum of $600 per person Benefit is payable every 2 calendar years 1300 724 018
Bupa Australia Pty Ltd Bupa Australia Pty Ltd CPAP machine 12 months Top Extras 60 60% of charge up to $500 $800 per person (combined limit for Health Aids & Appliances, Hearing Aids, Blood Glucose Monitors). CPAP devices: 1 service every 2 years 134 135
Bupa Australia Pty Ltd Bupa Australia Pty Ltd CPAP machine 12 months Top Extras 75 75% of charge up to $750 $1000 per person (combined limit for Health Aids & Appliances, Hearing Aids, Blood Glucose Monitors) CPAP devices: 1 service every 2 years 134 135
Bupa Australia Pty Ltd Bupa Australia Pty Ltd CPAP machine 12 months Top Extras 90 85% of up to $1,000 $1200 per person (combined limit for Health Aids & Appliances, Hearing Aids, Blood Glucose Monitors) CPAP devices: 1 service every 2 years 134 135
CBHS Health Fund Limited CBHS Health Fund Limited Please call health fund to check 1300 654 123
Hunter Health Insurance Hunter Health Insurance Please call health fund to check 02 4990 1385
CUA Health Limited CUA Health Limited CPAP machine 12 months Class Extras 60% of cost up to $600. Individual sub-limits, restrictions and replacement periods may apply 1 per person every 2 years 1300 499 260
CUA Health Limited CUA Health Limited CPAP machine 12 months 75% Extras 75% of cost up to $500 1 per person every 2 years 1300 499 260
CUA Health Limited CUA Health Limited CPAP machine 12 months Total Extras 80% of cost up to $800. Individual sub-limits, restrictions and replacement periods may apply 1 per person every 2 years 1300 499 260
Navy Health Ltd Navy Health Ltd Please call health fund to check 1300 306 289
NIB Health Funds Ltd NIB Health Funds Ltd Please call health fund to check 13 16 42
Peoplecare Health Insurance Peoplecare Health Insurance Please call health fund to check (02) 4224 4333